Founded 7 years ago by Saif Rashid, Apon first opened special stores with discounted groceries because, hey, everyone loves a good deal, right? But Apon quickly saw there was a bigger problem – a lack of access to everyday financial tools. So, they created an awesome platform that not only offers discounts on food and healthcare, but also lets workers build credit and buy things like furniture without getting slammed with extra fees.
when you want
something, all the
universe conspires
in helping you to
achieve it.
― Paulo Coelho
2 million workers by 2030 - building a healthier, wealthier future (together)
Apon's mission is clear: empower low-income industrial workers, particularly women, to achieve a healthier and more financially secure future. Their ambitious vision is to create a sustainable platform serving one million workers across Asia by 2030. This means not just offering discounted essentials, but also providing access to financial tools, healthcare options, and building a cumulative saving of $5 billion for these workers. Apon aspires to be the ultimate champion for Bangladesh's workforce, one smart solution at a time.
To achieve this ambitious goals, we've strategically partnered with associations, businesses, goverment to build a robust fintech platform. These partnerships not only strengthen Apon's reach and resources, but also demonstrate a commitment to collaboration for a greater social impact. This innovative platform goes beyond discounted groceries; it empowers workers to manage their finances, access healthcare solutions, and build a secure future.
beyond credit: apon's fintech model breaks tradition
Apon goes beyond just offering discounted groceries. They've established a unique impact model that prioritizes both financial viability and social good. By operating as a for-profit business with the support of impact investors, Apon achieves high sales volume despite lower prices. This allows them to reinvest in the well-being of their customers. Workers gain access to interest-free credit through grocery purchases, building a savings pool of over $600,000. This approach demonstrates Apon's commitment to empowering Bangladesh's industrial workforce, not just through affordability, but also through financial inclusion and economic opportunity.